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About Us

Hard money Brooklyn ™ is a direct mortgage lender providing hard money (bridge loan financing) for an array of commercial real estate needs. At hard money Brooklyn we have originated many hard money loans. We have closed loans in 7 business days!


  • We are hard money lenders, short-term mortgage specialists.
  • We provide commercial hard money,private mortgage money, rehab hard money and commercial bridge loans.
  • We provide short-term mortgages for purchase and renovation of foreclosed residential property.
  • We are foreclosure and short sale bridge loan lenders in New York City.
  • Foreclosure bail out loans.
  • No application fees, no prepayment penalties.
  • The Best Hard Money Lenders in New York.
  • JV Hard Money Loans.
  • Rehab Hard Money Loans.
  • Close a deal in cash in as little as 7 business days.


  • We provide short-term mortgages from $100,000 to and up
  • We lend in New York State including New York City
  • Bronx, Brooklyn, Manhattan, Queens, Staten Island and Nassau and Suffolk County on Long Island
  • We are NOT CREDIT driven. Bad Credit: O.K.
  • We do not finance owner-occupied properties.
  • Bad Credit hard money loans.
  • No Money down commercial Hard Money Loans.
  • JV Hard Money Loans.
  • Rehab Hard Money Loans.
  • Close a deal in cash in as little as 7 business days.


  • Our bridge loan rates are some of the best in the industry.
  • We do not require upfront fees.
  • We do not impose large prepayment penalties.
  • We offer a wide range of loan terms, from one month to one year.
  • We grant flexible extension options.
  • We can close loans within days.
  • We make instant decisions.
  • No loan applications.
  • No appraisal.

What is Used to do a Time Sensitive Closing


By definition, a bridge loan is a short term monetary loan taken by borrowers against their existing investments to purchase a new one! The loan is also known as interim financing, swing loan or gap financing. In most cases the loan spans for 6 months. If required, you can extend the loan to 12 months. Hard money loans have higher interest rates than the traditional ones. To be more precise, these loans are around 2% more expensive than conventional ones. Moreover, bridge loans have higher closing charges. Regardless of its high interest rates, bridge loans are preferred by many homeowners. For instance, homeowners who wish to upgrade their homes and not sell them should go for bridge loans. These loans act as a bridge between the time required to buy a new property and sell an old one.


Terms and Conditions


Bridge loans come with many terms and conditions. Lenders make sure borrowers agree these terms before making a final deal. For example, borrowers will be asked to sell their current home, before buying a new one. This gives the borrower more financial protection. Well, these terms and conditions differ from one lender to another. This is why experts consider bridge loans as the next best way to fund their new properties.


Closing Critical Loans


If you want to close critical loans, bridge loans will lend you a hand of help. The loan is structured very carefully. Indeed, the loan pays all existing liens smoothly. The loan begins by paying all existing liens. Next, the borrower is allowed to use excess money as a down payment for their new property. Some borrowers use bridge loans as their third or fourth mortgage (this is when you can use the loan for down payment).


Handling Sensitive Deals


A lot of people don’t use bridge loans to close time sensitive deals. Well, this is because they haven’t understood the loans completely. If your old property goes into the realtor market and sells in few months, you will not need a bridge loan. However, if you are stuck between a new investment and an old unsold property – hard money loans or bridge loans will be your savior! The loan will remove a big load from your shoulders! This is not an exaggeration – but a clear overview of why you should use bridge loans to close deals.